Our Team

PPC LOAN’s team have spent years honing their skills to help our customers grow and expand their business. Our team truly puts our clients’ financial needs first. Meet the people who deliver tailored financing solutions and steadfast support for our clients every day.

 

LEADERSHIP TEAM

  • Paul Clarke
    PRESIDENT & CHIEF EXECUTIVE OFFICER
    Paul Clarke
    PRESIDENT & CHIEF EXECUTIVE OFFICER

    Paul currently serves as President & CEO of PPC LOAN. Paul has personally reviewed and signed off on every credit application PPC LOAN has funded since 2000, which accounts for over 3,100 loans, totaling $1.75 billion in funding. Paul also leads the wonderful team of folks at PPC LOAN, with a focus on customer activism, continued process improvement, and open communication.

    Paul has written and published over 40 articles and is regularly asked to speak at various meetings. Paul created the Allstate Agency Value Index in 2009, a tool that has been used by Allstate Insurance Management, along with buyers and sellers alike to assist in placing a fair and equitable value on an Allstate agency. With over 4,000 subscribers to the quarterly AAVI report, Paul is regularly asked to speak on agency valuation, and has traveled to all 13 Allstate designated regions for speaking engagements.

    Paul graduated from Texas A&M University with a BBA in Finance and joined PPC LOAN in 1999. Paul currently resides in The Woodlands, TX with his wife and two boys. Paul spends his free time coaching his sons sports teams, fishing, playing golf and attending church functions.

  • Tabitha Hughes
    CHIEF OPERATING OFFICER
    Tabitha Hughes
    CHIEF OPERATING OFFICER

    With nearly 20 years’ experience, Tabitha is the leader of PPC LOAN’s company operations.Since joining the company in 2000 in an administrative capacity, she had served in every role on the PPCLOAN team and has overseen all closing, customer service, and administrative functions.With her primary focus now on process engineering, she is currently working toward moving the customer loan application and closing experience to a more streamlined, secure online platform.Always service-minded, she continues to spend a great deal of time talking to and helping our customers, as understanding the customer perspective is a great motivator and tool for her in constantly striving to advance our processes and provide a superior level of service.

    Though not born in Texas, Tabitha got here as quickly as she could and currently resides in Conroe. She enjoys spending time with her family and friends and taking care of her menagerie of animals.

  • Steven Kemper
    CHIEF CREDIT OFFICER
    Steven Kemper
    CHIEF CREDIT OFFICER

    With over a decade of experience in loan origination, Steven has a strong credit mind and he structures deals to best position people for success. His focus is on generating high quality loan opportunities while keeping a keen eye on the customer experience. Presenting a quality loan product to a customer during a loan process which exceeds expectations will likely lead to repeat business and referrals to help build and maintain a strong loan portfolio.

    Steven graduated from Texas A&M University with a Finance degree and joined PPC LOAN in early 2005 as a Financial Analyst. Prior to taking over as Chief Credit Officer, Steven was involved in over 1,000 Allstate agency acquisition transactions. His name is well known among Allstate agents nationwide.

    Steven was born and raised in Brenham, TX, and he is currently married with two children. Outside of work, Steven enjoys spending time with family, golfing, fishing and watching college football.

  • Dustin Mangone
    DIRECTOR - INVESTMENT ADVISOR PROGRAM
    Dustin Mangone
    DIRECTOR - INVESTMENT ADVISOR PROGRAM

    As the Managing Partner and Director of the Investment Advisor Program, Dustin spends 100% of his time focused on the acquisition financing needs of investment advisors nationwide. With over 14 years of experience as a cash-flow lender, Dustin has evaluated and underwritten more than $500 million in funded loans supporting hundreds of business owners across the country that are looking to grow their business by way of acquisition. From the initial phone call to the funding of your loan, Dustin takes a hands-on approach to make sure your needs are properly met throughout the entire process.

    Dustin spent two years as a financial advisor providing retirement planning for non-profit organizations before joining PPC LOAN in May of 2005. Dustin has also assisted business owners with various other financing needs including mergers, buy-ins, buy-outs, and succession plans. Dustin is a 2002 graduate of Texas A&M University, resides in Houston, TX, and enjoys traveling and hunting.

  • Christina Baca
    CLOSING OPERATIONS MANAGER
    Christina Baca
    CLOSING OPERATIONS MANAGER

    Christina joined the closing department at PPC LOAN in January of 2012. She provides her clients with superior customer service and a forward thinking attitude that ensures a smooth closing process. She also aids in loan servicing and seeks to maintain relationships with customers throughout their loan term.

    Christina graduated from Texas A&M University with a Bachelor of Science in Agricultural Economics and a minor in Business Administration. Christina previously worked for the Office of the President while attending Texas A&M University, gaining valuable experience in business operations and supporting high-level executives.

    In her free time, she enjoys running, hunting, fishing, and spending time with her family and friends.

FOUNDING MEMBERS

  • Fred de Roode
    CO-FOUNDER & DIRECTOR
    Fred de Roode
    CO-FOUNDER & DIRECTOR

    Fred has over 34 years of senior management experience in the financial services industry and is one of the founders of PPC LOAN. Prior to founding PPC LOAN in 2008, Fred was one of the founders and served as President and CEO of Professional Practice Capital, LLP since 1998.

    Prior to founding Professional Practice Capital, Fred started and managed the Professional and Executive Banking Division for a large Chicago bank and managed their Small Business Banking Division. Fred has specialized in providing professionals and entrepreneurs access to capital in order to grow and manage their professional practices and businesses since he began his banking career and possesses expertise in the areas of private banking, commercial lending, financial planning, business development, and marketing. Fred graduated from the University of Mississippi with a BBA in Banking and Finance. He is a licensed Certified Financial Planner, a member of the Board of Trustees of the Pacific Dental Education Foundation of the Arthur A. Dugoni School of Dentistry at the University of the Pacific in San Francisco, CA, and a founder of the Center for Insurance and Risk Management at the University of Houston Downtown in Houston, Texas.

  • Mac has over 35 years of banking experience and is one of the founders of PPC LOAN and its predecessor firm Professional Practice Capital in 1998. Through PPC LOAN, Mac has developed and grown lending programs which have provided over $1.5 billion in financing in support of the business needs of service sector professionals such as dentists, veterinarians, accountants, insurance agents, investment advisors, and Federal Express independent contractors.

    In addition to owning and operating a Federal Express independent contractor firm, a general dentistry practice, a mergers and acquisitions consulting firm, serving as a member of the Practice Management Faculty of the Northwestern Dental School, Mac has also been a regular lecturer at the University of Texas San Antonio and University of Las Vegas Dental Schools. Mac has published numerous articles in prominent publications, and is the author of The Affluent Dentist (a book offered for sale on Amazon.com). Mac graduated from Southern Methodist University with a BBA in Accounting and is a Certified Financial Planner.

LEADERSHIP SUPPORT

  • Jaymee Young
    DIRECTOR OF ADMINISTRATIVE SERVICES
    Jaymee Young
    DIRECTOR OF ADMINISTRATIVE SERVICES

    Jaymee has a critical role working behind the scenes to ensure PPC LOAN runs smoothly every day. Jaymee joined the company in 2008 providing general administrative duties. As company needs expanded, she pushed herself to learn new skills and take on more responsibility, leading her through multiple positions before becoming the Director of Administrative Services. In this position, she provides support for everything from Human Resources, to facility management, to daily office operations. She has directed the overhaul of the PPC LOAN website, does logistic management for all our trade shows, and is the administrator for AllstateForSale.com.

    Jaymee graduated from Southern Utah University with a Bachelor of Science in 2005. Upon graduation, she immediately packed up and moved to Texas where she now lives with her family and pets. She enjoys archery, baking, and volunteering in her neighborhood community.

CLOSING TEAM

  • Bryttnee Meyers
    CLOSING COORDINATOR
    Bryttnee Meyers
    CLOSING COORDINATOR

    Bryttnee rejoined the PPC LOAN team in October 2019. As a member of the Closing Team, she is responsible for ensuring the loan closing process goes smoothly, and every client’s experience is an enjoyable one. Bryttnee looks forward to assisting in all loan closing needs, and hopes to develop long-lasting relationships with customers.

    Bryttnee graduated from California State University with a Bachelor in Business Management and brings years of client and project management experience to the team. She grew up in California, before relocating to Texas in 2012 where she now lives with her husband and their daughter as well as their dog.

    When she isn’t working, Bryttnee enjoys live music, spin class, running, and spending time with her family and friends.

  • Rachel Schmitt
    CLOSING COORDINATOR
    Rachel Schmitt
    CLOSING COORDINATOR

    Rachel works on our Closing Team ensuring the loan closing process goes smoothly making sure each client receives the best service possible. Equipped with enthusiastic and dynamic customer service, and interpersonal skills, she enjoys working directly with clients to establish long-term relationships throughout the entire process of their loan.

    Rachel is a graduate of Louisiana State University where she earned a Bachelor of Science. She grew up in New Orleans, Louisiana and spent 3 years in Minneapolis and New York City. She finally joined the rest of her family in The Woodlands, TX and now considers it home. In her free time, you might find her cheering on the LSU Tigers and New Orleans Saints, relaxing with family and friends, or traveling.

  • Madison Flores
    CLOSING COORDINATOR
    Madison Flores
    CLOSING COORDINATOR

    As a member of the closing team at PPC LOAN, Madison is responsible for making sure every aspect of the closing process is taken care of and ensuring it goes as smoothly as possible. With a positive and helpful attitude, she enjoys the challenges that each new deal brings and looks forward to getting to know each client and providing attentive customer service.

    Madison joined PPC LOAN in June of 2020 after graduating from Texas A&M University with a BBA in Finance. During her senior year of college, she worked as a Financial Analyst intern at a Wealth Advising firm learning how to address differing customer needs and sharpening her attention to detail. Madison was born and raised in Amarillo Texas as the youngest of 4 before making the move south for school, she now considers The Woodlands home. Outside of work you can catch her enjoying the outdoors with family and friends as well as working out, running, or traveling.

UNDERWRITING TEAM

  • Aaron Racino
    FINANCIAL ANALYST
    Aaron Racino
    FINANCIAL ANALYST

    During his time with PPC LOAN, Aaron has worked with hundreds of current and aspiring small business owners to accommodate their various business financing needs. He relies on his experience to help his clients through not only the lending process but also offers his insight and advice to clients that might be navigating an acquisition for the first time. With a background in sales, Aaron truly knows the importance of tailoring products to suit the needs of his customers and takes a hands-on approach to ensure an enjoyable experience from underwriting throughout the life of the loan.

    Aaron graduated from Sam Houston State University in 2015 with a double major in Finance and Banking & Financial Institutions and joined PPC LOAN the same year. Initially, Aaron began working in the insurance lending program helping Allstate agents with agency acquisitions in addition to assisting implement new lending niches to further support the financing needs of small business owners. Aaron still works in the insurance lending program but now devotes a majority of his time assisting independent Financial Advisors finance mergers, acquisitions, and internal succession plans.

    Originally born and raised in Austin, TX, Aaron currently resides in The Woodlands, TX with his wife and their furry, four-legged son. Outside of work, Aaron enjoys spending time with his friends and family, watching sports, hunting, playing golf, and traveling.

  • Ty Roemer
    FINANCIAL ANALYST
    Ty Roemer
    FINANCIAL ANALYST

    As a Financial Analyst, Ty focuses his efforts on the Allstate and Advisory Lending Programs. Ty provides professional, educated, and friendly service to ensure a smooth and simple experience for our customers, delivering the best level of care and attention while meeting their individual needs.

    Prior to joining PPC LOAN in 2016, Ty graduated from Texas A&M University with a Bachelor of Business Administration in Finance and a minor in Economics. During his time at A&M, Ty found his interest in finance while taking a course in Money & Capital Markets where he was introduced to the world of business finance and the lending industry. In addition to school, Ty gained hands-on experience while working for a small lending firm specializing in personal lending niches for its client base and exposing him to the positive impact lending can have on its clients and their communities.

    Originally from Salado, TX, Ty currently resides in The Woodlands, TX where he enjoys spending time with friends and family, attending sporting events, hunting, and fishing.

  • Tully Dunlap
    FINANCIAL ANALYST
    Tully Dunlap
    FINANCIAL ANALYST

    As a Financial Analyst, Tully specializes in the Allstate Lending Program. Tully knows that each deal is unique and prides himself on providing professional and educated service to his clients and ensuring that their particular financing needs are met throughout the entire loan process.

    Tully graduated from Texas A&M; University with a Bachelor of Business Administration in Finance in 2017 and joined PPC LOAN soon afterwards. While in school, he was a member of the Aggie Investment Club and held several officer positions as a member of the Delta Tau Delta Fraternity.

    Originally born in Tulsa, OK, Tully was raised in Spring, TX where he currently resides. In his spare time, he enjoys hanging out with his friends and family, playing golf, tailgating, and watching sports.

  • Blake Brown
    FINANCIAL ANALYST
    Blake Brown
    FINANCIAL ANALYST

    Blake has been with PPC LOAN as a Financial Analyst focusing primarily on the Allstate Lending Program since June of 2018 after graduating from Sam Houston State University with a degree in Banking and Financial Institutions. Blake understands that every deal has its own unique characteristics, and he uses his education and knowledge of the industry to mold the PPC LOAN experience to the needs of his customers.

    Blake graduated from Sam Houston State as a lifetime member of the Student Alumni Association, and is currently pursuing an MBA in Banking and Financial Institutions in hopes that his continued education will benefit both his customers and the company in the future.

    Blake was born in Plano, TX, but is currently living in The Woodlands, TX where he likes to spend time with his friends, golf, and attend concerts and sporting events.

  • Travis Dibble
    FINANCIAL ANALYST
    Travis Dibble
    FINANCIAL ANALYST

    As a financial analyst, Travis works primarily in the Allstate Lending Program. He understands that each deal comes with a unique set of circumstances and prides himself in creating an experience that benefits the customer in the best way possible.

    Travis graduated from Sam Houston State University in 2019 with a Bachelor’s Degree in Banking and Financial Institutions. While at Sam Houston, Travis was a member of Phi Gamma Delta and was involved with a variety of other organizations. He gained valuable knowledge by working as a personal financial counselor for the university, and took part in two other internships in the financial services industry. He spent a summer interning in the lending department for a local bank and a summer as a wealth management intern for an independent advisory firm.

    Originally from Victoria, TX, Travis currently lives in The Woodlands, TX where he spends his spare time with friends and family attending sporting events, concerts, hunting and fishing, and playing golf.

  • Kevin Brown
    FINANCIAL ANALYST
    Kevin Brown
    FINANCIAL ANALYST

    As a Financial Analyst, Kevin works primarily in the Allstate Lending Program. He understands that each deal comes with a unique set of circumstances and focuses on providing a professional, smooth, and informative experience for his customers.

    Kevin graduated from Sam Houston State University in 2020 with a double major in Finance and Banking & Financial Institutions. While at Sam Houston, Kevin was involved in various organizations including being an official university ambassador. He gained a well-rounded understanding of the banking industry by supplementing his studies with internships in various types of financial institutions.

LOAN OPERATIONS

  • Brittany Dennis
    PORTFOLIO MANAGER
    Brittany Dennis
    PORTFOLIO MANAGER

    Brittany oversees PPC LOAN’s Loan Operation Team and focuses on the overall customer experience. She works closely with the Closing Department to guarantee that you receive the best possible service in the industry. She brings over ten years of experience in project management and customer service to PPC LOAN. Brittany looks forward to assisting you with all aspects of your loan needs, from the first contact to after the loan has funded. She will help guide you throughout the loan process, ensuring that the many stages of your business loan and the various aspects of the process go smoothly.

    Brittany graduated from Sam Houston State University with a Bachelor of Business Administration with a minor in Management. She grew up in the Pacific Northwest area, until she moved to Texas in 2007. She now considers The Woodlands, TX home. In her free time, you will find her relaxing with friends and family. She also enjoys going to professional sporting events and traveling.

  • Mary Kate Fulkerson
    SENIOR LOAN SPECIALIST
    Mary Kate Fulkerson
    SENIOR LOAN SPECIALIST

    Mary Kate plays a vital role in providing the best customer experience possible, and is available for assistance at any point in the process. For the past 10 years Mary Kate has been working in luxury customer service, most recently a private flight attendant. Mary Kate truly loves the opportunity to build long-term relationships that her career provides. She is passionate about creating a welcoming and memorable experience for each and every client in their financing needs.

    As a graduate of Louisiana State University with a Bachelor of Science, she considers Louisiana her second home. In her free time, you might find her travelling to new locales, making art in any form, or relaxing with friends.

  • Katie Thibert
    LOAN SPECIALIST
    Katie Thibert
    LOAN SPECIALIST

    Katie has over 15 years of customer service experience and uses it to direct your phone calls, search reports for the beginning stages of loans, create and manages customer profiles in our database as well as assist our Closing team with requesting documents and funded loans.

    Katie is currently enrolled at Lone Star College and will transfer to Sam Houston State University, graduating with a Bachelor of Business Administration. She was born and raised in The Woodlands, TX, is the oldest of four siblings, and resides in The Woodlands. In her free time, she likes to hang out with her younger siblings and her Maltese dog named Puff. She also enjoys working out, trying new types of food, traveling, and going to professional sporting events.

  • Teran Wood
    LOAN SPECIALIST
    Teran Wood
    LOAN SPECIALIST

    Teran recently joined the PPC LOAN Operations team in March 2020. She brings over five years of operations and project management experience to PPC LOAN. Teran looks forward to working as tight knit team to provide PPC LOANS’s clients with exceptional service in all aspects of the loan process.

    As a graduate of Oklahoma State University with a BS in Health Education & Promotions and a MS in Healthcare Administration, she was also a member of the track and field team from 2007-2012 and went on to serve as the women’s assistant coach from 2013-2016. It goes to say that in her free time she enjoys being outdoors and active with her husband and young son.